7016 S Lagoon Drive, Panama City Beach, FL 32408

Waterfront dream home STR allowed and priced to sell with waterfront hot tub! This renovated 3-bedroom, 2-bath home sits directly on the Lagoon with seamless access to the Bay and Gulf - meaning you're not just buying a house, you're buying actual usable water access (rare, valuable, and not something fake with a ''near water'' filter). Inside, the open-concept layout keeps things simple and functional - no wasted space, no awkward walls, just a clean flow designed for real living and entertaining. Custom features include barn doors, architectural details like a trellis in the main room, and XL multi slide patio doors leading straight to the Florida sunshine. Master shower is a custom masterpiece with gorgeous tile, built in, and large bench seating. Master bedroom has incredible water views with sliding door access straight onto the back deck. Master bath also has single door access into the tropical Florida oasis. TWO closets in the master provide ample storage for the fashionista or memories. Step outside and this is where this dream home earns its price tag: Covered porch + expansive deck overlooking the water Private dock with covered boathouse and 10k lift Hot tub positioned for sunset views (yes, the kind people pretend to have on Instagram) Whether you're boating, hosting, or just trying to drink your coffee without hearing your neighbors' life story, this setup delivers. Renovated in 2018, the home offers a low-maintenance exterior and landscaping - because owning waterfront shouldn't feel like a second job. Key Features: 3 Bedrooms 2 Bathrooms Direct Lagoon access (Bay + Gulf connectivity) Private dock with boathouse + lift Hot tub + outdoor living space Updated, open layout Reality Check: If you've been looking at ''water-adjacent'' homes pretending to be waterfront - this is the upgrade. Extremely well maintained by builder owner with 2020 hot water heater, HVAC 2014, Roof 2019, appliances 2016 to 2024. Most furnishings negotiable. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.