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532 Cove Villa Street, Panama City Beach, FL 32407
$449,900
$173 per ft²
4 Bed
4 Bath
2,602 Sq Ft
0.11 Acres
Listing Office: CENTURY 21 Ryan Realty Inc




















































































NEW PHOTOS! MOTIVATED SELLER! LOW HOA! SHORT TERM RENTAL FRIENDLY!
Exceptional value meets prime coastal living-this is currently the LOWEST priced 4-BED, 2,600+ sq ft home featuring a MAIN-FLOOR PRIMARY SUITE anywhere in PCB!
YOUR COASTAL BEAUTY AWAITS! A 2021 CRAFTSMAN, TUCKED AWAY ON A PRIVATE CUL-DE-SAC. Deeply loved and meticulously maintained by its current family, this property is filled with warmth, character, and an incredible sense of home. Spanning over 2,600 square feet of brilliantly designed living space, this immaculate 4-bedroom, 3.5-bathroom residence is the definition of modern coastal comfort. With a fresh, open-concept layout and premium upgrades throughout, this house proves you do not have to sacrifice space for a phenomenal location.
DESIGNED FOR EFFORTLESS EVERYDAY LIVING, THE FLOOR PLAN FEATURES TWO SEPARATE LIVING ROOMS TO GIVE EVERYONE IN THE FAMILY PLENTY OF COMFORTABLE SPACE TO SPREAD OUT. The main level offers ultimate privacy with a spacious 1ST FLOOR PRIMARY BEDROOM retreat featuring a massive walk-in closet and an en-suite bathroom that serves as a true oasis, boasting a large walk-in shower. The heart of the home is a beautiful chef's kitchen equipped with stunning granite countertops, a sleek smooth-top stove, high-end stainless steel appliances, pantry, and cabinetry offering incredible storage. Beautiful, durable vinyl plank flooring runs throughout the downstairs living areas, perfectly complementing the modern finishes while standing up to a busy lifestyle. Fully equipped for convenience, the property includes built-in smart-home technology with keyless entry, a touch-screen control panel, a smart doorbell, and Echo Dot integration.
THE SECOND LEVEL IS AN ABSOLUTE DREAM FOR FAMILIES OR HOSTING GUESTS, HIGHLIGHTED BY A MASSIVE SECONDARY LIVING ROOM. This spacious upstairs family or game room is the perfect, comfortable flex space for a pool table, a cozy media room, or a private retreat for kids to relax and play. The generously sized upstairs bedrooms feature cozy carpeting and share a highly functional Jack-and-Jill bathroom. Step outside to your private outdoor oasis, where a covered patio overlooks a fully privacy-fenced backyard, creating a secure environment that has been the setting for countless weekend cookouts and wonderful family memories.
LOCATION IS EVERYTHING, AND FOR MILITARY BUYERS, THIS IS THE ULTIMATE PCS DREAM WITH NSA PANAMA CITY RIGHT AT YOUR DOORSTEP. From your quiet cul-de-sac, your morning commute to the Navy base is literally under five minutes, making it an absolute dream for active duty families or busy professionals. When it is time to unwind, you are perfectly positioned less than ten minutes from the pristine shores of St. Andrews State Park and the sugar-white sand beaches. Spend your weekends exploring the waterfront dining and shopping of the Grand Lagoon, grabbing authentic local flavor at Dat Cajun Place, or celebrating the sunset at the legendary Schooners.
PRICED COMPETITIVELY, THIS INCREDIBLY LOVED HOME REPRESENTS A FANTASTIC VALUE AND THE PERFECT LANDING SPOT FOR A RELOCATION. This property is incredibly versatile and warmly welcomes VA, FHA, Conventional, and Cash buyers. A nearly-new build with two living spaces, this much square footage, and this level of comfort is a rare find on the coast, so schedule your private tour today!
Listing Agent:
License Number:
Offered by: CENTURY 21 Ryan Realty Inc
Office Phone: 850-233-7926
MLS: #791523
Central Panhandle Association of REALTORS® MLS
Date Added: 06/18/2026 12:00:00 am
Last Update: 09/02/2026 04:10:45 pm
Days on Market: 87
Interior
- General: Double Vanity,Interior Steps,Main Level Primary,Walk-In Closet(s)
- Appliances: Electric Range,Electric Water Heater
- A/C: true, Central Air,Ceiling Fan(s)
- Heating: true, Central,Electric
Exterior
- General: Porch
- Style: Craftsman
- Other Structures: Porch, Screened, Covered
- Parking: Garage,Garage Door Opener
Construction
- Roofing: Shingle
- General: HardiPlank Type,Wood Frame, 2
Location
- HOA Amenities: Association Management,Legal/Accounting, 620.28, Annually
- Originating MLS: CPAR_CPAR
- County: Bay
Lot
- Zoning: EMERALD COVE VILLAS LOT 9 ORB 4837 P 1, 27541-500-018
- Fencing: Fenced
Utilities
- Utilities: Cable Connected,Electricity Available,Underground Utilities
- Sewer: Public Sewer
Financial
- Source: CPAR_CPAR
Property
- Year Built: 2021
- Type: Single Family Home
- Style: Craftsman
- Parcel #: 27541-500-018
Schools
- Elementary: Walsingham Academy
- Middle: Breakfast Point
- High: Arnold
04/16/2024Off Market
02/13/2024$472,000@ 181 per ft²↓1.4613778705637%
11/13/2023$479,000@ 184 per ft²↓2.0449897750511%
10/26/2023$489,000@ 188 per ft²↓2.0040080160321%
09/22/2023Active
09/22/2023$499,000@ 192 per ft²Listed
Property For Sale
Homes in Panama City Beach by Price Range
Homes in Panama City Beach by Bedrooms
MLS: #791523
Source: Central Panhandle Association of REALTORS® MLS
<IMG SRC='https://d37ukvrrv3in12.cloudfront.net/mls/logos/IDX_184_large.png' ALT='IDX'> The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2026 Central Panhandle Association of REALTORS.© All Rights Reserved. Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
View Listing532 Cove Villa Street, Panama City Beach, FL 32407 is a 4 Bed, 4 Bath, 2,602 Sq Ft, 0.11 Acres, Single Family Home built in 2021.
This property is currently available and was listed by Central Panhandle Association of REALTORS® MLS on 06/18/2026 12:00:00 am. The MLS # for the property is MLS #791523.
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