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517 Cove Villa Street, Panama City Beach, FL 32407

$384,900

$230 per ft²

3 Bed

2 Bath

1,672 Sq Ft

0.11 Acres

Listing Office: Blue Bird Woliver Realty

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Great Primary Residence or Short-Term Rental Opportunity in Panama City Beach! This beautifully upgraded 2021 3BR/2BA home offers a split floor plan with tray ceilings in the living room and master suite. Recent updates include new LVP flooring, quartz countertops throughout, tile backsplash, new refrigerator and stove, shiplap electric fireplace, recessed lighting, upgraded plumbing fixtures, and door hardware. Custom wooden shelving has been added to all closets and the pantry for excellent organization and storage. The home is pre-wired for two Tesla chargers and sits on a small, low-maintenance yard with new Zoysia grass and palm trees. Additional storage is available above the garage. As a 2021 build, it benefits from some of the lowest insurance premiums on the beach along with a newer roof, AC, and major systems. The community features one of the lowest HOA fees in the area and includes a dog park. Located less than 1 mile from the marina with boat slips and launch, Navy base, and sports complex, this home is just 3 miles from the Gulf beaches. The nearby sports complex drives strong rental demand from traveling baseball teams and tournaments. Perfect as a personal beach home or for generating income, with a projected annual gross rental income of $42,000. This is a move-in ready gem--reach out today for more details or to schedule a showing!

Listing Agent:

License Number:

Offered by: Blue Bird Woliver Realty

Office Phone: 850-630-1143

MLS: #790954

Central Panhandle Association of REALTORS® MLS

Date Added: 06/07/2026 12:00:00 am

Last Update: 08/17/2026 05:23:53 pm

Days on Market: 78

Interior

General: Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s)
Appliances: Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater
A/C: true, Central Air
Heating: true, Central

Exterior

Style: Coastal
Other Structures: Porch, Patio, Covered

Construction

Roofing: Composition,Shingle,Shake
General: HardiPlank Type

Location

Road/Access: City Street
HOA Amenities: Other,See Remarks, 600.0, Annually
Originating MLS: CPAR_CPAR
County: Bay

Lot

Zoning: EMERALD COVE VILLAS LOT 24 ORB 4471 P 1206, 27541-500-048

Utilities

Sewer: Public Sewer

Financial

Source: CPAR_CPAR

Property

Year Built: 2021
Type: Single Family Home
Style: Coastal
Parcel #: 27541-500-048

Schools

Elementary: Breakfast Point
Middle: Breakfast Point
High: Arnold

02/07/2023Sold

02/01/2023Backup

01/09/2023$2,700@ 2 per ft²↑12.5%

01/09/2023Active

12/22/2022Pending

12/18/2022$2,400@ 1 per ft²↓2.0408163265306%

12/15/2022$2,450@ 1 per ft²↓2%

12/11/2022$2,500@ 1 per ft²↓1.9607843137255%

12/01/2022$2,550@ 2 per ft²↓1.9230769230769%

11/22/2022$2,600@ 2 per ft²↓3.7037037037037%

11/11/2022$2,700@ 2 per ft²Listed

11/11/2022Active

Listing Broker

1 @

Email: info@orangerealty.pro

Location: AL

MLS: #790954

Source: Central Panhandle Association of REALTORS® MLS

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517 Cove Villa Street, Panama City Beach, FL 32407 is a 3 Bed, 2 Bath, 1,672 Sq Ft, 0.11 Acres, Single Family Home built in 2021.

This property is currently available and was listed by Central Panhandle Association of REALTORS® MLS on 06/07/2026 12:00:00 am. The MLS # for the property is MLS #790954.