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Home > Listings > FL > Panama City Beach > Finisterre > 3319 Terra Cotta Drive, Panama City Beach, FL 32408
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3319 Terra Cotta Drive, Panama City Beach, FL 32408
$549,000
0.29 Acres
Listing Office: Sims Resort Realty, Inc
























Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build.
Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty.
The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build.
Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living.
Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.
Listing Agent:
License Number:
Offered by: Sims Resort Realty, Inc
Office Phone: 850-238-8360
MLS: #788233
Central Panhandle Association of REALTORS® MLS
Date Added: 04/12/2026 12:00:00 am
Last Update: 05/30/2026 04:01:15 am
Days on Market: 73
Location
- Road/Access: Freeway,Private Road
- HOA Amenities: Dock,Gated
- Originating MLS: CPAR_CPAR
- County: Bay
Lot
- Zoning: FINISTERRE SUB PH II 69D3 LOT 5 BLK A ORB 4568 P 741, 31424-555-000
- View: Bay,Lagoon, View
Financial
- Source: CPAR_CPAR
Property
- Type: Land
- Neighborhood: Finisterre
- Parcel #: 31424-555-000
Schools
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
10/08/2025Off Market
09/24/2025$579,000
07/07/2025Active
06/11/2025Off Market
01/11/2025$695,000
01/11/2025Active
Property For Sale
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MLS: #788233
Source: Central Panhandle Association of REALTORS® MLS
<IMG SRC='https://d37ukvrrv3in12.cloudfront.net/mls/logos/IDX_184_large.png' ALT='IDX'> The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2026 Central Panhandle Association of REALTORS.© All Rights Reserved. Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
View ListingHome > Listings > FL > Panama City Beach > Finisterre > 3319 Terra Cotta Drive, Panama City Beach, FL 32408
3319 Terra Cotta Drive, Panama City Beach, FL 32408 is a 0.29 Acres, Land built in .
This property is currently available and was listed by Central Panhandle Association of REALTORS® MLS on 04/12/2026 12:00:00 am. The MLS # for the property is MLS #788233.
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