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Home > Listings > FL > Panama City Beach > Palmetto Trace > 120 Covington Street, Panama City Beach, FL 32413
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120 Covington Street, Panama City Beach, FL 32413
$674,900
$337 per ft²
3 Bed
2 Bath
2,002 Sq Ft
0.31 Acres
Listing Office: Berkshire Hathaway HomeServices PenFed















































Look no further because this is the Panama City Beach pool home you have been waiting for. Experience the ultimate Florida lifestyle in this meticulously upgraded residence perfectly positioned in a quiet, non-short-term rental neighborhood. Whether you are seeking a coastal primary residence or a private secondary vacation home, this property offers the rare combination of proximity to the action and the peace of a true residential community.
Step inside a home that feels brand new, boasting a comprehensive interior refresh. The spacious layout is enhanced by crown molding and fresh paint throughout the entire interior. These features include a tasteful blend of durable vinyl planks and plush carpet installed in 2022 alongside a chef's kitchen and updated laundry area. Fully equipped with a 2023 appliance suite, you will find a new refrigerator, stove, dishwasher, washer, and dryer already in place. There is also a dedicated office that can easily serve as a fourth bedroom or a custom hobby space. The primary bathroom received a refreshed remodel in 2023 with new vanities, modern lighting, and a bright new skylight.
The exterior is a masterclass in outdoor living and was transformed in 2023 into what is arguably the best private pool and backyard oasis in Panama City Beach. This luxury resort-style pool features premium gunite construction, saltwater systems, and a relaxing waterfall. It is also fully equipped with heating and cooling capabilities for year-round enjoyment regardless of the season. The entire property has been professionally landscaped with new sod and palm trees, all secured by a new six-foot vinyl fence for maximum privacy.
This home is as functional as it is beautiful, offering significant savings on utilities and peace of mind during those hot Florida months. The roof was replaced in 2021 and the central air conditioning system is only a few years old. Furthermore, the attic was upgraded with spray foam insulation to provide maximum temperature control which can offer incredible long-term savings. Recently added fabric hurricane shutters help protect your home from storms while the solid stucco siding provides both structural protection and a classic coastal vibe.
Location is everything in real estate and this home delivers. You are situated directly across the street from Pier Park which offers world-class dining, shopping, and entertainment. Most importantly, you are located less than one mile from the sugar-white sands and emerald waters of the Gulf of Mexico. Schedule your private showing today to experience this turnkey coastal gem in person.
Listing Agent:
License Number:
Offered by: Berkshire Hathaway HomeServices PenFed
Office Phone: 850-267-0013
MLS: #788323
Central Panhandle Association of REALTORS® MLS
Date Added: 04/14/2026 12:00:00 am
Last Update: 05/30/2026 03:56:51 am
Days on Market: 71
Interior
- Appliances: Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater
- A/C: true, Central Air,Ceiling Fan(s)
- Heating: true, Central,Electric
Exterior
- General: Outdoor Shower
- Style: Patio Home
- Other Structures: Porch, Open
- Pool: Gunite,Electric Heat,In Ground,Salt Water,Community,Private
- Parking: Garage,Garage Door Opener
Construction
- Roofing: Composition,Shingle
- General: Stucco, Slab
Location
- Road/Access: Private Road
- Originating MLS: CPAR_CPAR
- County: Bay
Lot
- Zoning: PALMETTO TRACE PH 1 37C LOT 20 ORB 4613 P 1260, 32738-520-000
- Fencing: Fenced,Partial
Utilities
- Utilities: Cable Connected,Electricity Available,High Speed Internet Available,Underground Utilities
- Sewer: Public Sewer
Financial
- Source: CPAR_CPAR
Property
- Year Built: 2002
- Type: Single Family Home
- Style: Patio Home
- Neighborhood: Palmetto Trace
- Parcel #: 32738-520-000
Schools
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
09/24/2022Sold
08/16/2022Backup
08/09/2022$525,000@ 262 per ft²Listed
08/09/2022Active
Property For Sale
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MLS: #788323
Source: Central Panhandle Association of REALTORS® MLS
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View ListingHome > Listings > FL > Panama City Beach > Palmetto Trace > 120 Covington Street, Panama City Beach, FL 32413
120 Covington Street, Panama City Beach, FL 32413 is a 3 Bed, 2 Bath, 2,002 Sq Ft, 0.31 Acres, Single Family Home built in 2002.
This property is currently available and was listed by Central Panhandle Association of REALTORS® MLS on 04/14/2026 12:00:00 am. The MLS # for the property is MLS #788323.
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