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109 Moonraker Circle, Panama City Beach, FL 32407
$457,900
$250 per ft²
4 Bed
2 Bath
1,835 Sq Ft
0.12 Acres
Listing Office: FLATFEE.COM












































Welcome to Moonraker, one of Panama City Beach's most desirable communities including an HOA with a clubhouse and pool. This home is the Rhett plan and is loaded with high end premium upgrades. It is a 4-bedroom, 2-bath home offers 1,768 sq. ft. of stylish single-level living just minutes from the beach, M.B. Miller Pier, Shipwreck Island, dining, shopping, and entertainment. This home is situated on a neighborhood pond lot with views of a fountain and only a 2 block walk to the Gulf of America.
Amazing price: The house has a 3 percent assumable VA loan! The house has over $35,000 of luxury upgrades to original home.
This beach house features 9' ceilings, elegant tray ceilings, window coverings, and luxury LVP flooring in every room. The gourmet kitchen showcases granite countertops, stainless steel appliances, white cabinetry, a laundry room with a pantry, and extensive landscaping for an entertainers paradise.
The private primary suite offers a tray ceiling, double vanities, soaking tub, and separate walk-in shower.
This house has a mother-in-law suite where there is a private kitchen and bedroom sectioned off in its own space in the home. The house has a third driveway for that suite.
High End Upgrades Include:
• Luxury LVP flooring throughout the house in every room
• Two kitchens in the house with main kitchen and a Mother-in-law kitchenette suite
• Two laundry rooms
• Upgraded lighting fixtures and door hardware
• Ceiling fans in every bedroom
• Professionally landscaped yard
• Sidewalk surrounding the home for added convenience
• Custom stone paver walkway
• Tray ceilings and premium finishes throughout
* Three car driveway
This beach coastal home has all the modern luxury upgrades at an amazing price with a price you can't beat - Offering an assumable 3 percent VA rate loan! Save thousands and live close to the beach in this home with all the upgrades!
Listing Agent:
License Number:
Offered by: FLATFEE.COM
Office Phone: 954-965-3990
MLS: #793118
Central Panhandle Association of REALTORS® MLS
Date Added: 07/25/2026 12:00:00 am
Last Update: 09/07/2026 01:14:43 am
Days on Market: 94
Interior
- Appliances: Electric Range,Electric Water Heater
- A/C: true, Central Air
- Heating: true, Central
Exterior
- Style: Craftsman
- Other Structures: Patio, Covered
- Pool: Community
Construction
- Roofing: Composition,Shingle
- General: HardiPlank Type,Vinyl Siding
Location
- HOA Amenities: Pool(s),Trash, 1600.0, Annually
- Originating MLS: CPAR_CPAR
- County: Bay
Lot
- Zoning: MOONRAKER LOT 56 ORB 4229 P 516, 34039-850-560
- View: Lake, View
Utilities
- Utilities: Cable Connected
- Sewer: Public Sewer
Financial
- Source: CPAR_CPAR
Property
- Year Built: 2020
- Type: Single Family Home
- Style: Craftsman
- Parcel #: 34039-850-560
Schools
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
09/07/2026$457,900@ 250 per ft²↓2.5537348371994%
08/27/2026Active
07/27/2026Pending
07/25/2026Active
07/25/2026$469,900@ 256 per ft²Listed
Property For Sale
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MLS: #793118
Source: Central Panhandle Association of REALTORS® MLS
<IMG SRC='https://d37ukvrrv3in12.cloudfront.net/mls/logos/IDX_184_large.png' ALT='IDX'> The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2026 Central Panhandle Association of REALTORS.© All Rights Reserved. Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
View Listing109 Moonraker Circle, Panama City Beach, FL 32407 is a 4 Bed, 2 Bath, 1,835 Sq Ft, 0.12 Acres, Single Family Home built in 2020.
This property is currently available and was listed by Central Panhandle Association of REALTORS® MLS on 07/25/2026 12:00:00 am. The MLS # for the property is MLS #793118.
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