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12560 Emerald Lake Drive, Panama City Beach, FL 32407
$885,900
$331 per ft²
3 Bed
3 Bath
2,679 Sq Ft
0.18 Acres
Listing Office: Lowest Fee Realty LLC































✨ Builder's Personal Custom built Home on Private Lake in Prime PCB Location! ✨Nestled at the end of a quiet cul-de-sac, this stunning 3-bedroom, 2.5-bath home offers the perfect blend of privacy, elegance, and convenience—just two blocks from the sugar-white sands of Panama City Beach and moments from Pier Park, Top Golf, Pirates Voyage, dining, and top-rated schools. Built in 2020 to the highest hurricane standards with upgraded doors and windows, this home has been thoughtfully designed inside and out. Step inside to find luxury vinyl plank flooring, shiplap accents in every primary room, and an inviting open-concept floorplan that flows seamlessly from the living room to the dining area and into the chef's kitchen. The kitchen is a showstopper, featuring quartz countertops, Samsung appliances with dual oven, a pot filler, top-of-the-line slide-out microwave drawer, and soft-close shaker cabinets—perfect for entertaining or everyday living. Enjoy year-round comfort with a Rinnai tankless water heater providing endless hot water, plus hot and cold exterior faucets for convenience. A cozy enclosed patio overlooks the private lake, creating a peaceful setting for morning coffee or evening gatherings. This home offers flexibility with a bonus room/office on the main floor and an upstairs loft that can easily serve as a second office, media room, or playroom. The oversized garage is extra deep and includes a third golf cart door, ceiling fans, and additional parking alongside the home—ideal for a small boat or RV. Additional highlights include: • Private cul-de-sac location on a secluded lake 🌅 • Enclosed sunroom with lake views • Extra storage and parking options • Minutes to schools, shopping, entertainment, and the beach. This property truly checks every box: prime location, quality construction, modern updates, and a serene setting. Don't miss this rare opportunity to own a custom builder's personal home in the heart of Panama City Beach!
Listing Agent:
License Number:
Offered by: Lowest Fee Realty LLC
Office Phone: 813-642-6030
MLS: #777898
Central Panhandle Association of REALTORS® MLS
Date Added: 08/18/2025 12:00:00 am
Last Update: 12/02/2025 12:10:49 pm
Days on Market: 112
Interior
- General: Entrance Foyer,Workshop
- Appliances: Electric Cooktop,Electric Range
- A/C: true, Central Air,Ceiling Fan(s)
- Heating: true, Central,Electric
- Disability Feature: Accessible Closets,Central Living Area,Accessible Doors,Accessible Entrance
Exterior
- General: Covered Patio
- Style: Other
- Other Structures: Balcony, Deck, Patio, Covered
- Parking: Garage,Garage Door Opener
Location
- Originating MLS: CPAR_CPAR
- County: Bay
Lot
- Zoning: EMERALD LAKE ESTATES LOT 13 ORB 4021 P 562, 34170-113-000
- View: Lake, View
Utilities
- Utilities: Cable Connected,Electricity Available
- Sewer: Public Sewer
Financial
- Source: CPAR_CPAR
Property
- Year Built: 2020
- Type: Single Family Home
- Style: Other
- Parcel #: 34170-113-000
Schools
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Property For Sale
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MLS: #777898
Source: Central Panhandle Association of REALTORS® MLS
<IMG SRC='https://d37ukvrrv3in12.cloudfront.net/mls/logos/IDX_184_large.png' ALT='IDX'> The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved. Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
View Listing12560 Emerald Lake Drive, Panama City Beach, FL 32407 is a 3 Bed, 3 Bath, 2,679 Sq Ft, 0.18 Acres, Single Family Home built in 2020.
This property is currently available and was listed by Central Panhandle Association of REALTORS® MLS on 08/18/2025 12:00:00 am. The MLS # for the property is MLS #777898.
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